Table of Contents

 

CHAPTER I
GENERAL PROVISIONS
Article 1 Subject matter
Article 2 Definitions
Article 3 Identification of exposed sectors at national level
Article 4 Requirements relating to certain service providers
Article 5 Requirements relating to the granting of residence rights in exchange for investment
Article 6 Checks on the senior management and beneficial owners of certain obliged entities
Article 7 Risk assessment at Union level
Article 8 National risk assessment
Article 9 Statistics
CHAPTER II
REGISTERS
Article 10 Central beneficial ownership registers
Article 11 General rules regarding access to beneficial ownership registers by competent authorities, self-regulatory bodies and obliged entities
Article 12 Specific access rules to beneficial ownership registers for persons with legitimate interest
Article 13 Procedure for the verification and mutual recognition of a legitimate interest to access beneficial ownership information
Article 14 Templates and procedures
Article 15 Exceptions to the access rules to beneficial ownership registers
Article 16 Bank account registers and electronic data retrieval systems
Article 17 Implementing acts for the interconnection of registers
Article 18 Single access point to real estate information
CHAPTER III
FIUS
Article 19 Establishment of the FIU
Article 20 Fundamental Rights Officer
Article 21 Access to information
Article 22 Responses to requests for information
Article 23 Provision of information to supervisors
Article 24 Suspension or withholding of consent
Article 25 Instructions to monitor transactions or activities
Article 26 Alerts to obliged entities
Article 27 FIU annual report
Article 28 Feedback by FIU
Article 29 Cooperation between FIUs
Article 30 Protected channels of communication
Article 31 Exchange of information between FIUs
Article 32 Joint analyses
Article 33 Use by FIUs of information exchanged between them
Article 34 Consent to further dissemination of information exchanged between FIUs
Article 35 Effect of criminal law provisions
Article 36 Confidentiality of reporting
CHAPTER IV
ANTI-MONEY LAUNDERING SUPERVISION
Article 37 Powers and resources of national supervisors
Article 38 Supervision of forms of infrastructure of certain intermediaries operating under the freedom to provide services
Article 39 Provision of information to obliged entities
Article 40 Risk-based supervision
Article 41 Central contact points
Article 42 Disclosure to FIUs
Article 43 Provision of information to FIUs
Article 44 General principles regarding supervisory cooperation
Article 45 Provision of information on cross-border activities
Article 46 Provisions related to cooperation in the context of group supervision
Article 47 Supervisory cooperation regarding obliged entities carrying out cross-border activities
Article 48 Exchange of information in relation to implementation of group-wide policies in third countries
Article 49 AML/CFT supervisory colleges in the financial sector
Article 50 AML/CFT supervisory colleges in the non-financial sector
Article 51 Cooperation with supervisors in third countries
Article 52 Oversight of self-regulatory bodies
Article 53 General provisions
Article 54 Supervisory measures towards establishments of obliged entities and certain activities carried out under the freedom to provide services
Article 55 Pecuniary sanctions
Article 56 Administrative measures
Article 57 Periodic penalty payments
Article 58 Publication of pecuniary sanctions, administrative measures and periodic penalty payments
Article 59 Exchange of information on pecuniary sanctions and administrative measures
Article 60 Reporting of breaches and protection of reporting persons
CHAPTER V
COOPERATION
Article 61 General provisions
Article 62 Communication of the list of the competent authorities
Article 63 Cooperation with AMLA
Article 64 Cooperation in relation to credit institutions or financial institutions
Article 65 Cooperation in relation to auditors
Article 66 Cooperation with authorities in charge of implementing targeted financial sanctions
Article 67 Professional secrecy requirements
Article 68 Exchange of information among supervisors and with other authorities
Article 69 AML/CFT cooperation guidelines
CHAPTER VI
DATA PROTECTION
Article 70 Processing of certain categories of personal data
CHAPTER VII
FINAL PROVISIONS
Article 71 Exercise of the delegation
Article 72 Committee procedure
Article 73 Transitional management of FIU.net
Article 74 Amendments to Directive (EU) 2015/849
Article 75 Amendment to Directive (EU) 2019/1937
Article 76 Review
Article 77 Repeal
Article 78 Transposition
Article 79 Entry into force
Article 80 Addressees
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